Compare accounts that accept people your age using this comparison.
Best debit card for 13 year old uk.
Your child needs to apply for it but can only do so in branch and if they re 11 15 years old you have to go with them.
Older teens with a part time job and responsibility for their own cell phone bill or other charges may also benefit from features such as bill pay and direct deposit.
The downside to debit and prepaid cards is twofold.
Teenagers bank accounts faqs.
You can help your child transition to a prepaid card for teens once they turn 13 or you can help them open a checking account for teens if they ve outgrown the prepaid card.
This age range is a good time to introduce your tween to debit and prepaid cards.
If you re 13 17 years old please start your application online.
However using the card abroad will incur fees so make sure your child knows this if they travel outside of the uk.
If several are suitable look into what benefits they offer and apply for the best account.
There s no overdraft fees or charges.
If the card is lost or stolen you should contact the bank immediately to minimise the risk of fraudulent activity.
Most banks will offer a basic account and debit card to a 13 year old so i d recommend you start with whichever one has a convenient branch.
They don t accrue interest and they draw from preloaded money through a bank account or other source.
The debit card allows the withdrawal of cash and spending online whereas the cash card is for cash withdrawals only.
Your child can choose a cash card only for withdrawing cash or visa debit card.
Remember that your child can use their bank card to withdraw as much as 500 per day from an atm some cash cards have a much lower daily limit e g.
How to choose a bank account for a 16 year old.
Children s bank accounts are regulated accounts so the funds are protected by the fscs up to 85 000.
The best debit or prepaid cards for teens will charge minimal fees offer flexibility in reloading funds and allow parents access to the card especially important for kids on the younger end of the teenage spectrum.
Book an appointment at your local branch and a member of staff will help you open the account from start to finish.
You can also book by calling us on 0345 300 0000 44 1733 347 007 from outside the uk.
But debit cards linked to traditional checking accounts usually require your child to be at least 13.
At 13 i d suggest the main things to take into consideration are easy access both in person and on line.
Regardless it s a common feature among the prepaid cards that are specifically marketed to teens.
These cards are a relatively safe way to teach your child how to spend responsibly.
17 to 18 year olds also get a discount with the aa driving school.
